The American Express Essential® Rewards Credit Card has officially arrived to make racking up those Membership Rewards® points that much easier.
You can receive Receive 40,000 Bonus Membership Rewards® Points when you apply online by 28 January 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Essential® Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
That’s up to 40,000 Membership Rewards® Bonus points worth $200 if you redeem them as a credit back to your statement with Cover Charges with Points.
But that’s not all.
As you’ll soon discover, this card is designed to help you maximise returns on your regular spending. Up to 40,000 Membership Rewards® Bonus points aside, you can also earn:
- Up to 5 points on your first 10,000 points per month, and then continue earning 1 point per $1 spent after that
- 5 points per $1 spent on eligible eats & drinks purchases in Australia
- 3 points per $1 spent on selected streaming subscriptions in Australia
- 2 points per $1 spent at selected major retailers in Australia
- And of course, 1 point per $1 spent on everything else
The American Express Essential® Rewards Credit Card In Detail
When you apply online through the link on this page by 28 January 2025, are approved and spend $3,000 on eligible purchases on your new American Express Essential Rewards® Credit Card within the first 3 months (offer available to new Card Members only, T&Cs apply), you can expect:
- 40,000 Membership Rewards® points worth $400 if you redeem them as a credit back to your statement with Cover Charges with Points
- Up to 5 points on your first 10,000 points per month, and then continue earning 1 point per $1 spent after that
- 5 points per $1 spent on eligible eats & drinks purchases in Australia
- 3 points per $1 spent on selected streaming subscriptions in Australia
- 2 points per $1 spent at selected major retailers in Australia
- 1 point per $1 spent on everything else
- Phone screen repairs up to $500 for two events a year (10% excess applied to claimed amount; waiting periods may apply)
- Exclusive access to some of the best experiences in live music, sports, theatre, and more (including exclusive Card Member benefits at American Express partner venues)
- 24/7 Card Member service
- Card Purchase Cover, Card Refund Cover, Fraud Protection
- Access to American Express Plan It Instalments. Plan It is a feature on your American Express Credit Card that allows you to pay off eligible transactions over $100 or a portion of your balance in equal monthly instalments. Choose between 3, 6 and 12 month terms, with 0% interest and a set monthly fee. Amex Essential® Rewards Card Members can receive no interest and a $0 monthly fee on all eligible 3 month plans created online or through the Amex App by 31 January 2025.
- 23.99% interest rate (up to 55 days interest-free period)
- An extremely low annual fee of $108 ($9 per month)
Already sold? Check out the full American Express Essential Rewards Credit Card offer here.
What Can You Spend Your American Express Membership Rewards® Points On?
You can use your Membership Rewards® points for almost anything:
- Gift Cards with leading retailers
- Online shopping at Myer
- Transfer them to 11 Airline Partner Programs including Virgin Australia and Singapore Airlines
Or if you prefer cash, you can use them for eligible charges on your Account with American Express’ Cover Charges with Points.
Eligibility Criteria
To apply for the American Express Essential® Rewards Credit Card you need to:
- Have no history of debt or payment default
- Be aged 18 years or over
- Agree to access statements online through American Express
- Agree to a credit check as part of your application
- Be an Australian citizen, permanent resident, or hold a long-term visa
To score the 40,000 Membership Rewards® point bonus, you must be a new American Express Card Member. If you currently hold or have previously held any American Express Card within the past 18 months, you are ineligible for this offer. T&Cs apply.
To apply for the American Express Essential® Rewards Credit Card, click here.
Boss Hunting earns a referral bonus from American Express for anyone that’s approved through the links in this article. This commission helps keep Boss Hunting running, and we thank you for your support.
Bonus & Eligibility: 40,000 Bonus Membership Rewards® Points are only available to new American Express® Card Members who apply online by 28 January 2025, are approved and spend $3,000 or more on eligible purchases on your new Card in the first 3 months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Please allow 8-10 weeks for the bonus points to be credited to your Account after the spend criteria has been met. If you previously held a David Jones American Express Card and have not held any other American Express Card(s) in the past 18 months, you will be eligible for the offer. All other Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
